Annual homeowners association dues support the operation, maintenance, security and long-term care of Chestnut Mountain Farms. These assessments help maintain the roads, shared facilities and essential services that benefit property owners and preserve the community’s infrastructure.
HOA members may access current year dues information here.
The following is an overview of the services, facilities and responsibilities supported by annual HOA dues.
Roads, Grounds and Community Infrastructure
Private road maintenance
Chestnut Mountain Farms is a gated community with privately maintained roads. The HOA is responsible for maintaining approximately six miles of gravel roads and more than eight miles of paved roads throughout the community.
Maintenance includes:
- Grading, scraping, leveling and weed management along gravel roads
- Inspection, maintenance, repair and resurfacing of paved roads
- Snow and ice removal
- Removal of fallen trees, mudslides and other debris following severe weather
- Regular mowing and maintenance of common areas and roadsides
Major storm cleanup is an important responsibility. Hurricane Helene in September 2024 and the ice storm of Feb. 12-13, 2025, are examples of events that required clearing fallen trees, mudslides and other roadway hazards.
Road maintenance planning and expenditures
For nearly two decades, the HOA has worked with M&M Mowing and Landscaping to evaluate road conditions and maintain the community’s gravel roads. M&M also assists the board in identifying qualified road surfacing professionals for paved road maintenance and repairs.
The paved road system includes Chestnut Mountain Farms Parkway from the entrance gate to Carriage House Trail, along with other roads throughout the development.
For at least the past decade, annual road maintenance and resurfacing budgets and expenditures have generally ranged from $50,000 to $75,000.
Road conditions are evaluated, maintenance needs are reviewed and proposed expenditures are considered as part of the HOA’s annual budget process, with information presented at the annual membership meeting in late October.
Security, Safety and Emergency Preparedness
Entrance gate and security systems
The HOA maintains the main entrance gate and its operating systems, including:
- Electronic security panels and access controls
- Separate entry codes for owners, contractors and guests
- Camera coverage at the entrance
- Gate lighting, lighting equipment and monthly electrical expenses
Community security services
Security services include daily vehicle inspections of community roads and HOA assets to identify potential safety concerns, damage or maintenance needs.
Emergency water supply
The HOA maintains two underground water storage tanks for emergency fire protection. The tank at Lot 1 measures 15 feet by 39 feet, while the tank at Lot 2 measures 35 feet by 39 feet. The tanks are supplied by connected streams to help maintain water freshness and provide an emergency water source for local fire protection services when needed.
Coordination with public agencies and utility providers
The HOA coordinates with governmental officials and service providers when their responsibilities require work within the community.
This includes the North Carolina Forest Service and utility providers such as Duke Energy, Surry-Yadkin Electric Membership Corporation and Wilkes Communications.
Coordination may involve routine service, maintenance, emergency repairs, outages or access by crews operating heavy equipment.
Shared Facilities and Community Services
Community pavilion
The HOA maintains the covered pavilion, picnic tables, surrounding lawn areas and parking areas available for community use.
Community barn
The barn provides a gathering place for HOA meetings and other approved community activities.
Maintenance includes care of the building, tables, chairs and other furnishings available for use by property owners upon request.
The facility also receives periodic pest control services to help protect against termites, mice, insects and other pests.
Trash disposal
The HOA maintains the community dumpster located at Lots 1 and 2, with waste collection scheduled twice monthly.
Postal and package delivery facilities
The association supports postal services for residents who request USPS delivery arrangements within the community.
It also maintains the locked, protected package delivery hut near the entrance gate, including interior and exterior upkeep.
Community map and lighting
The HOA maintains the community map located near the top of the hill on Chestnut Mountain Farms Parkway, including its solar lighting system.
Horseback riding and hiking trails
Periodic clearing and maintenance help preserve the miles of community trails used for horseback riding and hiking.
Insurance, Taxes and Professional Services
Property and liability insurance
The HOA maintains property and liability insurance addressing incidents involving owners and visitors, along with coverage for the community’s primary permanent structures and shared infrastructure, including the pavilion, barn and roads.
Property taxes
Annual assessments support the payment of Wilkes County property taxes on property owned by the association, including Lots 1 and 2, where the community dumpster and emergency water storage facilities are located.
Accounting, auditing and legal services
The HOA maintains working relationships with accounting, auditing and legal professionals.
Professional services support financial management, association operations, property owner transactions and legal matters involving HOA responsibilities.
Architectural Standards and Community Development
Architectural Review Committee
The Architectural Review Committee consists of volunteer professionals who review proposed construction and building requests.
The committee works to ensure that proposed improvements comply with applicable Wilkes County requirements and the Chestnut Mountain Farms Restrictive Covenants and Amendments.
This review process helps property owners understand applicable construction standards and may reduce risks associated with contractor selection, building materials and construction activities.
Association Administration and Member Communications
Annual membership meeting
The HOA traditionally holds its annual membership meeting in late October at the community barn.
The gathering includes lunch and provides an opportunity for members to participate in association business, review community matters and receive updates on HOA operations.
Annual dues support the preparation, hosting and associated expenses of this meeting.
HOA board meetings and records
The HOA generally conducts four to six board meetings annually. Formal meeting minutes and other approved association information are made available through the HOA website.
Website operations and maintenance
Annual dues support the operation and ongoing maintenance of the official Chestnut Mountain Farms website:
The website serves as a central resource for community information, announcements, governing documents, meeting materials and other updates.
Ongoing maintenance includes technical support, software updates, security, content management and improvements necessary to keep the website useful and current.